Getting pre-approval for you home loan

While the real estate market is slowing a little many buyers and agents prefer to have finance pre-approved prior to going ‘shopping’.  But how good is that pre-approval?

Some lenders do what we call ‘unassessed pre-approvals’ – this is where you tell them about your income and expenses, they don’t verify everything, but if what you say stacks up it’s ‘approved’. Somewhat like “you’ll be right, Jack” with a nod and a wink.  Often you are not all right and when it comes to the full application that pre-approval may not withstand a full assessment.
 
When we do a pre-approval we take the time to do a full assessment of your position, and present your proposal to a lender that provides a fully assessed answer.  When you get a pre-approval from us it comes with a lot of confidence – unless something changes you can go shopping for your new home with confidence.

So if you want to be better off than Jack, come see a professional.  You know the drill, call 1800 734 346 and we will connect you with the best broker to meet your needs.